Last Updated on: Are traditional lending models really working in 2025? That is the question borrowers and brokers should be asking themselves. For years, the high street banks have operated on the assumption that property deals can wait, that borrowers will fit around their systems.
The UK’s capital gains tax (CGT) system underwent significant changes in October 2024, following the Chancellor Rachel Reeves’ Autumn Budget.The adjustments affect everyone from casual investors to landlords, entrepreneurs, and those disposing of crypto assets — and, crucially, HMRC’s outdated self-assessment software has not kept
Thousands of UK investors could face unexpected fines and interest charges after HMRC’s online self-assessment system failed to account for last year’s mid-year increase in capital gains tax (CGT). In her October 2024 budget, Chancellor Rachel Reeves raised CGT rates on most assets, lifting the rate
However, the social media, entertainment apps, and communication tools that have emerged alongside smartphones keep us constantly “online,” bombarded with work messages, push notifications, and social media updates. Our lives are overwhelmed by information, and our brains are forced to process an excessive amount of
Every business relies on appliances that often work behind the scenes yet remain vital for uninterrupted operations, and organizations should check Noble BHS for more insights into why appliance reliability is essential. Restaurants cannot function without refrigerators and ovens, hotels require reliable washers and dryers, and
Building or renovating your dream home should be exciting. But for many Melbourne homeowners, it turns into a stressful and expensive nightmare, hidden contract clauses, surprise costs, endless delays, or unfinished work. The good news? Most of these problems can be prevented. By hiring building and
Healthcare practitioners face mounting pressure to deliver quality care while managing administrative burdens and operational costs. Supplement dispensing represents one area where platforms can either streamline workflows or create additional complexity, depending on their design and quality standards. Documented Time Savings in Fullscript Reviews Practitioner feedback consistently highlights
As increasingly favorable regulations for cryptocurrencies emerge, Bitcoin (BTC) has reaffirmed its status as “digital gold,” with prices hitting new highs and capturing global investor attention. However, as confidence in traditional “hold and wait” strategies wanes, converting BTC into a stable cash flow has become
As businesses in Melbourne grow, so does their paperwork. Invoices, contracts, employee files, tax documents, and compliance records start to pile up. Whether you’re in legal, healthcare, finance or construction, having a secure system for managing your business records is not just smart, it’s essential. That’s
Spread betting occupies a curious niche in the UK financial landscape. Its tax perks, low barriers to entry and 24-hour markets lure thousands each year, yet most walk away poorer. The question that hangs over every new account holder is brutally simple: can you actually craft
In the world of regenerative medicine, few stories capture the transformative potential of cellular therapy quite like that of Maria, a 73-year-old woman who arrived at the treatment center bedridden and paralyzed by severe rheumatoid arthritis. Her condition had progressed to the point where basic daily
On Monday 1 September, 2025, Lugano, Switzerland – In a groundbreaking and highly acclaimed addition to the Stanislav Kondrashov Oligarch Series, the analysis titled “Beyond Borders: Oligarchs and the Informal Channels of Global Diplomacy” has captured the attention of readers and critics alike for its