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Senior Vice-President and Head, Metrobank Private Wealth Division Wealth management and preservation for the ultra-high-net-worth (UNHW) is a daunting task which goes beyond financial management. More importantly, it involves the perpetuation of the family legacy. This is why it is equally important to ensure the general

The ultraviolet rays disrupt the DNA and harm their nucleic acid, thus inhibiting critical cellular functions and efficiently defusing chloride-resistant pathogenic bacteria. The main aim of ultraviolet (UV) disinfection is to transfer electromagnetic energy from a mercury arc spot to a bacteria’s genetic material. Disinfection occurs during